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OHLH practice questions - frequently asked questions

Plain answers about how OHLH Exam Prep works: the exam, the questions, pricing, the free trial, and what you actually get.

No - and you should be wary of any site claiming otherwise. Every question here is original, written to mirror the style, difficulty, and judgment the real OHLH exam tests. Each one comes with a plain-language explanation of why the right answer is right and the others aren't.

The OHLH exam spans 16 domains: Insurance Regulation (10% of the exam); General Insurance (5% of the exam); Life Insurance Basics (8% of the exam); Life Insurance Policies (7% of the exam); Life Insurance Policy Provisions, Options and Riders (9% of the exam); Annuities (5% of the exam); Federal Tax Considerations for Life Insurance and Annuities (8% of the exam); Accident and Health Insurance Basics (8% of the exam); Individual Accident and Health Insurance Policy General Provisions (5% of the exam); Disability Income and Related Insurance (5% of the exam); Medical Plans (6% of the exam); Health Insuring Corporations (HICs) (5% of the exam); Group Accident and Health Insurance (5% of the exam); Dental Care Plans (2% of the exam); Insurance for Senior Citizens and Special Needs Individuals (8% of the exam); Federal Tax Considerations for Accident and Health Insurance (4% of the exam). Every practice question on this site is tagged to one of these domains.

The domains are not weighted equally on the exam. By share of the marks: Insurance Regulation 10%; Life Insurance Policy Provisions, Options and Riders 9%; Life Insurance Basics 8%; Federal Tax Considerations for Life Insurance and Annuities 8%; Accident and Health Insurance Basics 8%; Insurance for Senior Citizens and Special Needs Individuals 8%; Life Insurance Policies 7%; Medical Plans 6%; General Insurance 5%; Annuities 5%; Individual Accident and Health Insurance Policy General Provisions 5%; Disability Income and Related Insurance 5%; Health Insuring Corporations (HICs) 5%; Group Accident and Health Insurance 5%; Federal Tax Considerations for Accident and Health Insurance 4%; Dental Care Plans 2%.

The OHLH exam has 150 questions and is completed in 2 hours 30 minutes. Our timed practice mirrors that length and pacing, so exam day feels familiar.

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